Score: +63
(64/35/1)
Orange County Grand Jury
• 2025-2026
Wildfires Hit Home
Published: May 04, 2026
74 pages
⚠️ Translation Notice: This content has been automatically translated. The original English text is the official version. Translation may contain errors.
⚠️ Este contenido ha sido traducido automáticamente. El texto original en inglés es la versión oficial. La traducción puede contener errores.
Findings and Recommendations 6 findings
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Related Recommendations (1)
R1
By December 31, 2026, the Orange County Board of Supervisors should plan to host a county-wide annual wildfire prevention fair for the County and all cities and fire service agencies, including Orange County Fire Authority, to showcase respective wildfire outreach programs, and for the first annual wildfire prevention fair to be scheduled no later than December 31, 2027. [F1, F2, F3, F4, F5, F6]
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Related Recommendations (1)
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Related Recommendations (1)
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Related Recommendations (1)
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
No recommendations for this finding
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
No recommendations for this finding
Agency Responses 19
Government agencies' official responses to this report's findings and recommendations. Click on a response to see the structured breakdown.
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City of Fullerton
3 pages
• 8 responses
•
Score: +7
(+7, 1, 0)
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8 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
The City agrees with the finding.
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The City agrees with the findnding. Finding F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City agrees with the finding. Finding F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs. R...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Implemented
Due: December 31, 2026
Scheduled: The first annual fair is contemplated to occur no later than December 31, 2027.
Score: 0
The recommendation has been implemented. By approving this response, the City commits to participating in the countywide annual wildfire prevention fair planned by the Orange County Board of Supervisors pursuant to Recommendation R1.
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The City agrees with the finding. Finding F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs. Response: The City agrees with the finding. Finding F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of ...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
The City agrees with the finding. Finding F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: The City agrees with the finding. Finding F6: AB8888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using...
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Will Implement
Due: December 31, 2026
Scheduled: By December 31, 2026, the City will formalize these activities as its wildfire outreach program and designate and publicize a direct point of contact for residents seeking wildfire risk-reduction information.
Score: +1
The recommendation has not yet been implemented, but will be implemented by December 31, 2026. The Fullerton Fire Department already provides wildfire risk-reduction information directly to residents.
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
The City agrees with the finding. Finding F6: AB8888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: The City agrees with the finding. RESPONSES TO RECOMMENDATIONS As required by Penal Code section 933.05(b), the City responds to each recommendation directed to it as follows. Each recommendation is restated in italics ...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
The City agrees with the finding.
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City of Fullerton
3 pages
• 7 responses
•
Score: +6
(+6, 1, 0)
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7 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
The City agrees with the finding.
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The City agrees with the finding. Finding F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City agrees with the finding. Finding F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs. Res...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Implemented
Due: December 31, 2026
Scheduled: The first annual fair is contemplated to occur no later than December 31, 2027.
Score: 0
The recommendation has been implemented. By approving this response, the City commits to participating in the countywide annual wildfire prevention fair planned by the Orange County Board of Supervisors pursuant to Recommendation R1.
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The City agrees with the finding. Finding F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs. Response: The City agrees with the finding. Finding F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of ...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
The City agrees with the finding. Finding F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: The City agrees with the finding. Finding F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using ...
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Will Implement
Due: December 31, 2026
Scheduled: By December 31, 2026, the City will formalize these activities as its wildfire outreach program and designate and publicize a direct point of contact for residents.
Score: +1
The recommendation has not yet been implemented, but will be implemented by December 31, 2026. The Fullerton Fire Department already provides wildfire risk-reduction information directly to residents.
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
The City agrees with the finding. Finding F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: The City agrees with the finding. RESPONSES TO RECOMMENDATIONS As required by Penal Code section 933.05(b), the City responds to each recommendation directed to it as follows. Each recommendation is restated in italics a...
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City of Laguna Hills
3 pages
• 9 responses
•
Score: 0
(+0, 6, 0)
View Details ▾
9 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Disagree Partially
Score: 0
The City of Lagua Hills agrees with this finding, with the exception that we cannot comment on insurance premiums, nonrenewal, and inability to obtain insurance as we lack access to that information. F2. Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration. Response: The City of Lagua Hills agrees with this finding. F3. Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase eff...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Disagree Partially
Score: 0
The City of Lagua Hills agrees with this finding. F3. Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City of Lagua Hills agrees with this finding. F4. Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance pr...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Unknown
Score: 0
City of Laguna Hills staff will participate in prevention fair when scheduled. R3. By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. Response: The OCFA, in partnership with its member cities, including Laguna Hills, is currently and actively executing the objectives put forth in this recommendation. R4. By December 31, 2026, to ensure city r...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Disagree Partially
Score: 0
The City of Lagua Hills agrees with this finding. F4. Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs. Response: The City of Lagua Hills partially agrees with this finding, however, we lack sufficient information/expertise to evaluate the impact of such measures on private insurance premium costs. F5. All county residents should be made aware that Safer from Wildfire re...
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Unknown
Score: 0
The OCFA, in partnership with its member cities, including Laguna Hills, is currently and actively executing the objectives put forth in this recommendation. R4. By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or references made to OCFA outreach programs. Response: The Orange County Fire Authority serves as the City of Laguna Hills' fire...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Disagree Partially
Score: 0
The City of Lagua Hills partially agrees with this finding, however, we lack sufficient information/expertise to evaluate the impact of such measures on private insurance premium costs. F5. All county residents should be made aware that Safer from Wildfire regulations require insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: The City of Lagua Hills agrees that home hardening and defensible space increases a structure's protection from w...
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Unknown
Score: 0
The Orange County Fire Authority serves as the City of Laguna Hills' fire department and is working with our city staff to ensure we are fully equipped to engage and educate residents through public education, localized risk reduction data, and technical wildfire safety guidance.
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Disagree Partially
Score: 0
The City of Lagua Hills agrees that home hardening and defensible space increases a structure's protection from wildfire. The City of Lagua Hills lacks expertise to evaluate the impact of insurance discounts.
F6. AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: The City of Laguna Hills agrees in part with this fi...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Disagree Partially
Score: 0
The City of Laguna Hills agrees in part with this finding. The California Safe Homes Grant Program should provide financial assistance contemplated by AB 888 for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. However, the City of Laguna Hills lacks the expertise to evaluate the impact of such measures on private market insurability. RECOMMENDATIONS R2. By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority, should commit ...
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City of Laguna Woods
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No structured response data extracted yet.
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City of Villa Park
3 pages
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No structured response data extracted yet.
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City of Rancho Santa Margarita
4 pages
• 8 responses
•
Score: +6
(+7, 0, -1)
View Details ▾
8 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F2: Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration. Response: The City of Rancho Santa Margarita agrees with this finding. F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City of Rancho Santa Margarita agrees...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City of Rancho Santa Margarita agrees with this finding. F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and hel...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Will Implement
Score: +1
This recommendation will be implemented upon coordination by the County of Orange. The City of Rancho Santa Margarita is able and willing to participate in such an annual event. Additionally, the City already hosts an annual wildfire prevention and preparedness event with local community partners in Rancho Santa Margarita, and has done so for the past five years. R3: By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigat...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: The City of Rancho Santa Margarita agrees with this finding. F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and d...
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Will Not Implement
Score: -1
This recommendation has already been implemented. The City applied for, and received, designation as a Fire Risk Reduction Community as listed by the California Board of Forestry for the 2026 List. Additionally, the City has supported and applauded the designation of the Rancho Cielo HOA as the first Firewise Community in RSM, and several HOAs have pending applications for the Firewise designation. R4: By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreac...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: The City of Rancho Santa Margarita agrees with this finding. F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible s...
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: The City of Rancho Santa Margarita agrees with this finding. Recommendations: R2: By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to partici...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. Recommendations: R2: By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. Response: This recommendation will be implemented upon coordination by the County of Orange. The City of Rancho Santa Margarita is able and willing to participate in such an annual event. Additionally, the City already hosts an annual wildfir...
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City of Santa Ana
4 pages
• 9 responses
•
Score: +6
(+6, 3, 0)
View Details ▾
9 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
Agree The City generally agrees with Finding F1 regarding the increasing frequency and severity of wildfires.
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
Agree The City agrees that reducing ignition potential within the Home Ignition Zone can significantly reduce wildfire risk.
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Implemented
Score: 0
R2
Has been implemented The City contracts with the Orange County Fire Authority (OCFA) for fire services.
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
Agree The City agrees that public education and community engagement improve wildfire preparedness and mitigation efforts.
Finding Required Response City Response
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Implemented
Score: 0
R3
Has been implemented The City relies on OCFA to provide fire prevention expertise and wildfire mitigation planning.
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
Agree The City agrees that community-level and property-level wildfire mitigation efforts reduce wildfire risk. However, statements regarding reductions in insurance premiums cannot be independently verified by the City.
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Implemented
Score: 0
R4
Has been implemented The City relies upon OCFA as its fire prevention authority and directs residents to OCFA's educational resources through the City's website and public communications.
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
Agree The City agrees that residents should be informed of available wildfire mitigation resources and applicable insurance incentives.
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
Agree The City agrees that grant funding available through the California Safe Homes Grant Program can assist eligible homeowners and communities with wildfire mitigation efforts. OC Grand Jury Recommendations: R2 By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2, F3, F4, F5, F6] R3 By December 31, 2026, cities, unincorporated areas, special districts, and fire se...
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City of Orange
4 pages
• 9 responses
•
Score: +6
(+6, 3, 0)
View Details ▾
9 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
The City agrees with the finding. The City of Orange maintains a proactive, long-standing commitment to wildfire mitigation. For more than 35 years, the City has established and rigorously maintained extensive fuel modification zones beginning with City designated High Fire Hazard Zones and now in the Local Responsibility Area Very High Fire Hazard Severity Zones. In addition, the City of Orange Fire Department enforces bi-annual inspections on 350 parcels for brush vegetation and vegetation clearance in multiple areas not designated by state maps. The majority of these areas have been identif...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The City agrees with the finding. The City of Orange concurs that managing the Home Ignition Zone (HIZ) is one of the most critical and effective actions homeowners can take to mitigate wildfire risk. Evidence-based research and evaluation have demonstrated that proper HIZ maintenance significantly reduces the risk of home ignition caused by ember cast during a wildfire event. To embed this critical practice within the community, the City conducts public outreach campaigns. These targeted engagements have included Orange Park Acres (HOA) and were specifically designed to elevate awareness of t...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Requires Analysis
Score: 0
The City agrees with the finding. The City of Orange maintains a proactive, long-standing commitment to wildfire mitigation. For more than 35 years, the City has established and rigorously maintained extensive fuel modification zones beginning with City designated High Fire Hazard Zones and now in the Local Responsibility Area Very High Fire Hazard Severity Zones. In addition, the City of Orange Fire Department enforces bi-annual inspections on 350 parcels for brush vegetation and vegetation clearance in multiple areas not designated by state maps. The majority of these areas have been identif...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The City agrees with the finding. Community engagement is critical to empowering residents with the knowledge required to systematically reduce structural and vegetative vulnerability ahead of a wildfire event. To move beyond generalized mapping, the City of Orange is in the process of evaluating Xyloplan modeling technology. This technology could be used to analyze local fire pathways and evaluate specific risk exposure down to the individual parcel level. The City is investigating leveraging data-driven insights from this localized analysis to educate individual homeowners on high-impact, pr...
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Requires Analysis
Score: 0
The recommendation requires further analysis. The City will evaluate the feasibility and resource requirements associated with pursuing an appropriate community-level wildfire risk mitigation designation and/or establishment of a local Fire Safe Council. The City will complete its analysis within six months of publication of the Grand Jury report. R-4. By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s)...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
The City agrees with the finding. The City of Orange is investigating a possible Firewise for specific high and very high fire zones. The City recognizes that establishing a community-led structure necessary for successful implementation. F-5. All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. City's Response: The City agrees with the finding. The City of Orange...
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Requires Analysis
Score: 0
The City agrees with the finding. The City of Orange maintains a proactive, long-standing commitment to wildfire mitigation. For more than 35 years, the City has established and rigorously maintained extensive fuel modification zones beginning with City designated High Fire Hazard Zones and now in the Local Responsibility Area Very High Fire Hazard Severity Zones. In addition, the City of Orange Fire Department enforces bi-annual inspections on 350 parcels for brush vegetation and vegetation clearance in multiple areas not designated by state maps. The majority of these areas have been identif...
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
The City agrees with the finding. The City of Orange actively promotes and disseminates information regarding the California Department of Insurance "Safer from Wildfires" regulatory framework. These resources are in our brochure Ready, Set, Go! Information includes wildfire recovery and readiness, how Safer can help with insurance, and how the California FAIR Plan is a critical insurance option for residents and businesses.
F-6. AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defe...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
The City agrees with the finding. The City of Orange maintains a proactive, long-standing commitment to wildfire mitigation. For more than 35 years, the City has established and rigorously maintained extensive fuel modification zones beginning with City designated High Fire Hazard Zones and now in the Local Responsibility Area Very High Fire Hazard Severity Zones. In addition, the City of Orange Fire Department enforces bi-annual inspections on 350 parcels for brush vegetation and vegetation clearance in multiple areas not designated by state maps. The majority of these areas have been identif...
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City of Dana Point
3 pages
• 8 responses
•
Score: +6
(+6, 0, 0)
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8 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
The City of Dana Point agrees with this finding. F2: Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wild/and-urban interface fire disaster or suburban conflagration. Response: The City of Dana Point agrees with this finding. F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City of Dana Point agrees with this finding. F4: Achievement ...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The City of Dana Point agrees with this finding. F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City of Dana Point agrees with this finding. F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance prem...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Unknown
Score: 0
Implementation of this recommendation is dependent upon coordination by the County of Orange. The City of Dana Point will participate in the county-wide annual wildfire prevention fair once it is organized. R4: By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or references made to OCFA outreach programs. Response: This recommendation has ...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The City of Dana Point agrees with this finding. F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs. Harboring the Good Life
Response: The City of Dana Point agrees with this finding. F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and d...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
The City of Dana Point agrees with this finding. F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: The City of Dana Point agrees with this finding. F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying ...
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Unknown
Score: 0
This recommendation has already been implemented. The City applied for, and received, designation as a Fire Risk Reduction Community as listed by the California Board of Forestry for the 2026 List. To help educate and inform the community, the City launched a dedicated webpage on its official website highlighting the Fire Risk Reduction Community List designation, its benefits to residents, and available wildfire preparedness and safety resources. To further raise public awareness, the City issued a press release and shared social media posts during the week of July 20, 2026, directing the com...
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
The City of Dana Point agrees with this finding. F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: The City of Dana Point agrees with this finding. Recommendations: R2: By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide ...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
The City of Dana Point agrees with this finding. Recommendations: R2: By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. Response: Implementation of this recommendation is dependent upon coordination by the County of Orange. The City of Dana Point will participate in the county-wide annual wildfire prevention fair once it is organized. R4: By December 31, 2026, to ensure c...
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Newport Beach Fire Department
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City of La Habra
3 pages
• 6 responses
•
Score: +6
(+6, 0, 0)
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6 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
Agree. F2. Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration. Response: Agree. F3. Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: Agree. F4. Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Co...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
Agree. F3. Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: Agree. F4. Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree. F5. All county residents should be made aware that Safe...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
Agree. F4. Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree. F5. All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Res...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
Agree. F5. All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: Agree. F6. AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowner, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability ...
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
Agree. F6. AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowner, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: Agree. RECOMMENDATIONS: R2. By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to ...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
Agree. RECOMMENDATIONS: R2. By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2, F3, F4, F5, F6] Response: Agree. The City is willing to participate in a county-wide annual wildfire prevention fair planned and organized by the Orange County Board of Supervisors. R3. By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in H...
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City of San Clemente
4 pages
• 9 responses
•
Score: +3
(+3, 6, 0)
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9 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Disagree Partially
Score: 0
Agree in part. The City agrees that more frequent and severe wildfires are occurring in the Orange County wildland-urban interface. However, the City lacks the insurance-market expertise to independently confirm that this finding establishes the cause of increased insurance premiums, nonrenewals, and inability to obtain coverage, as the City is not an expert in insurance markets. F2 Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration. City's Response: Agree ...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Disagree Partially
Score: 0
Agree F3 Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. City's Response: Agree F4 Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs. City's Response: Agree in part. The City agrees that achievement of co...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Implemented
Score: 0
The Recommendation has been implemented. The City commits to participating in a county-wide annual wildfire prevention fair if such an event is established by the Orange County Board of Supervisors. R3 By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6] City's Response: The Recommendation has been implemented. The City's adopted E...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
Agree F3 Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Implemented
Score: 0
The Recommendation has been implemented. The City's adopted Emergency Management Strategic Plan includes planning activities for community-level wildfire risk reduction, including participation in the Fire Risk Reduction Community program and other wildfire preparedness initiatives. R4 By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or r...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
Agree F4 Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Implemented
Score: 0
The Recommendation has been implemented. The City provides wildfire preparedness information and resources to residents through its website and public outreach efforts. The City also maintains a designated staff contact to assist residents with wildfire preparedness information and resources.
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Disagree Partially
Score: 0
Agree F6 AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. City's Response: Agree in part. The City agrees that AB 888 provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures and that applying for and using these grant funds will reduce wi...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
Agree F6 AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures.
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City of Yorba Linda Extension
1 pages
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City of Rancho Santa Margarita
3 pages
• 9 responses
•
Score: +7
(+7, 0, 0)
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9 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F2: Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration. Response: The City of Rancho Santa Margarita agrees with this finding. F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City of Rancho Santa Margarita agrees...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The City of Rancho Santa Margarita agrees with this finding. F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and hel...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Will Implement
Score: +1
This recommendation will be implemented upon coordination by the County of Orange. The City of Rancho Santa Margarita is able and willing to participate in such an annual event. Additionally, the City already hosts an annual wildfire prevention and preparedness event with local community partners in Rancho Santa Margarita, and has done so for the past five years. R3: By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigat...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F4: Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: The City of Rancho Santa Margarita agrees with this finding. F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and d...
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Unknown
Score: 0
This recommendation has already been implemented. The City applied for, and received, designation as a Fire Risk Reduction Community as listed by the California Board of Forestry for the 2026 List. Additionally, the City has supported and applauded the designation of the Rancho Cielo HOA as the first Firewise Community in RSM, and several HOAs have pending applications for the Firewise designation. R4: By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreac...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: The City of Rancho Santa Margarita agrees with this finding. F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible s...
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Unknown
Score: 0
This recommendation has already been implemented. The City of Rancho Santa Margarita has an ongoing outreach and emergency response program, including the annual Wildfire Prevention workshop and an active Community Emergency Response Team program. The City's Emergency Manager and Development Services Director have been designated as direct contacts for fire prevention and safety efforts. Should you have any questions or need any additional information, please contact Dr. Jennifer Cervantez, City Manager at (949) 635-1800 or via email at jcervantez@cityofrsm.org. Respectfully, L. Anthony Beall ...
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. F6: AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: The City of Rancho Santa Margarita agrees with this finding. Recommendations: R2: By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to partici...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
The City of Rancho Santa Margarita agrees with this finding. Recommendations: R2: By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. Response: This recommendation will be implemented upon coordination by the County of Orange. The City of Rancho Santa Margarita is able and willing to participate in such an annual event. Additionally, the City already hosts an annual wildfir...
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City of Mission Viejo
3 pages
• 7 responses
•
Score: +6
(+6, 1, 0)
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7 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Agree
Score: +1
The respondent agrees with the findings. F2 Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration. Response: The respondent agrees with the findings. F3 Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The respondent agrees with the findings.
F4 Achievement of community-level and pro...
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The respondent agrees with the findings. F3 Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts. Response: The respondent agrees with the findings.
F4 Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessons wildfire risk and helps reduce insurance premium costs. Respon...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The respondent agrees with the findings.
F4 Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessons wildfire risk and helps reduce insurance premium costs. Response: The respondent agrees with the findings. F5 All county residents should be made aware that Safer from Wildfire regulation requires insurance insurers to provide discounts to homeowners and communities that implement homeland hardening and defensible space measures reg...
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Implemented
Score: 0
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6] Response: The recommendation has been implemented. In 2025, the City of Mission Viejo initiated the planning process to complete the necessary steps to become a Fire Risk Reduction Community. In July 2026, the City was notified by the Board of Forestry & Fire Protection that it h...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Agree
Score: +1
The respondent agrees with the findings. F5 All county residents should be made aware that Safer from Wildfire regulation requires insurance insurers to provide discounts to homeowners and communities that implement homeland hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone. Response: The respondent agrees with the findings. F6 AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for ...
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Agree
Score: +1
The respondent agrees with the findings. F6 AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. Response: The respondent agrees with the findings. RECOMMENDATIONS R2 By December 31, 2026, cities and fire services agencies, including Orange County Fire Authority should commit to participation in county-wide annual fire preventi...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Agree
Score: +1
The respondent agrees with the findings. RECOMMENDATIONS R2 By December 31, 2026, cities and fire services agencies, including Orange County Fire Authority should commit to participation in county-wide annual fire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2, F3, F4, F5, F6] Response: The recommendation has not been implemented but will be implemented in the future. By way of background, each year, the City of Mission Viejo hosts the South Orange County Disaster Preparedness Expo, co-sponsored by the County Board o...
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City of La Palma
3 pages
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City of Tustin
3 pages
• 9 responses
•
Score: +2
(+2, 7, 0)
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9 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Disagree Partially
Score: 0
The City of Tustin agrees in part with Finding 1. The City agrees that increasingly frequent and severe wildfires pose significant risks to communities but lacks the expertise and regulatory authority to evaluate homeowners' insurance premiums or market conditions. Finding 2: Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Agree
Score: +1
The City of Tustin agrees with Finding 2. The City supports evidence-based wildfire mitigation measures, including home hardening and defensible space, through its partnership with OCFA.
Finding 3: Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Requires Analysis
Score: 0
This recommendation requires further analysis. The City of Tustin contracts with Orange County Fire Authority (OCFA) for the provision of fire services and emergency medical services within City's boundaries. The City will support OCFA and the County of Orange should the County elect to establish a county-wide annual wildfire prevention fair. Recommendation 3: By December 31, 2026, cities, unincorporated areas, special districts, and fire services agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve
Response to 2025-26 Grand Jury report, "Wi...
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Agree
Score: +1
The City of Tustin agrees with Finding 3. The City supports continued public education and community engagement in partnership with OCFA to improve wildfire preparedness and resilience. Finding 4: Achievement of community-level and property-level wildfire risk mitigation designation (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Implemented
Score: 0
This recommendation has been implemented. The City of Tustin adopted Ordinance No. 1568: An Ordinance of the City Council of the City of Tustin Designating Moderate, High, and Very High Hazard Severity Zones in the Local Responsibility Areas in Accordance with Government Code Section 51179 on June 17, 2025. The City continues to work in partnership with OCFA to advance the objectives of this recommendation. Recommendation 4: By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, de...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Disagree Partially
Score: 0
The City of Tustin agrees in part with Finding 4. The City supports community-and property-level wildfire risk reduction efforts but lacks the expertise to evaluate their effect on private insurance premium costs. Finding 5: All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Requires Analysis
Score: 0
This recommendation requires further analysis. The City of Tustin contracts with Orange County Fire Authority (OCFA) for the provision of fire services and emergency medical services within City's boundaries. The City will continue working with OCFA to provide residents with wildfire risk reduction information and resources through existing public outreach efforts. Should you have any questions or need any additional information, please contact Aldo Schindler at (714) 573-3010 or via email at CityManager@tustinca.org. Sincerely, Austin Lumbard Mayor
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Disagree Partially
Score: 0
The City of Tustin agrees in part with Finding 5. The City supports educating residents about home hardening, defensible space, and available insurance-related benefits but lacks the expertise and regulatory authority to evaluate insurance premium requirements or discounts. Finding 6: AB 888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable co...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Disagree Partially
Score: 0
The City of Tustin agrees in part with Finding 6. The City supports the use of available grant funding to improve wildfire resilience but lacks the expertise to evaluate the impact on private market insurability. RECOMMENDATIONS Recommendation 2: By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs.
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City of Westminster
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City of San Juan Capistrano
3 pages
• 9 responses
•
Score: +2
(+2, 7, 0)
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9 responses to findings and recommendations
F1
More frequent and severe wildfires driven by increasingly hotter, drier, and windier conditions in the Orange County wildland-urban interface are escalating impacts on financial and non-financial resources. Among the financial costs are dramatic increases in homeowners’ insurance premiums, nonrenewals, and inabilities to obtain insurance.
Response: Disagree Partially
Score: 0
The City partially agrees with this finding. The City agrees that wildfires in the region have become more frequent and severe, placing increased demands on resources. However, the City does not collect or maintain data on homeowners' insurance premiums and, therefore, cannot independently validate or dispute the finding's conclusions regarding insurance costs or homeowners' ability to obtain insurance. F2 Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration....
F2
Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration.
Response: Disagree Partially
Score: 0
The City agrees with the finding. F3 Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
City Response: The City agrees with the finding. The City is committed to proactive wildfire mitigation and recognizes that community awareness and participation are important components of reducing wildfire risk. The City works with regional partners to provide residents with information and educational resources regarding wildfire risk redu...
R2
By December 31, 2026, cities and fire service agencies, including Orange County Fire Authority should commit to participation in a county-wide annual wildfire prevention fair planned by the Orange County Board of Supervisors to showcase wildfire prevention outreach programs. [F1, F2,
Response: Will Implement
Score: +1
The City partially agrees with this finding. The City agrees that wildfires in the region have become more frequent and severe, placing increased demands on resources. However, the City does not collect or maintain data on homeowners' insurance premiums and, therefore, cannot independently validate or dispute the finding's conclusions regarding insurance costs or homeowners' ability to obtain insurance. F2 Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration....
F3
Expanded engagement with the community to raise awareness and provide support regarding home hardening and defensible space will increase effectiveness of wildfire risk mitigation and insurance risk reduction efforts.
Response: Disagree Partially
Score: 0
The City agrees with the finding. The City is committed to proactive wildfire mitigation and recognizes that community awareness and participation are important components of reducing wildfire risk. The City works with regional partners to provide residents with information and educational resources regarding wildfire risk reduction measures. F4 Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce ...
R3
By December 31, 2026, cities, unincorporated areas, special districts, and fire service agencies in High and Very-High Fire Hazard Severity Zones should initiate planning activities to achieve community-level wildfire risk mitigation designations and/or establish a local Fire Safe Council within one year. [F4, F5, F6]
Response: Implemented
Score: 0
The recommendation has been implemented. The City currently maintains its standing on the CAL FIRE 2026 Fire Risk Reduction Community List and will continue evaluating additional programs to support community-level wildfire risk reduction. R4 By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or references made to OCFA outreach programs. [F...
F4
Achievement of community-level and property-level wildfire risk mitigation designations (such as Firewise USA Site, Fire Risk Reduction Community or Insurance Institute for Business and Home Safety certification) lessens wildfire risk and helps reduce insurance premium costs.
Response: Disagree Partially
Score: 0
The City partially agrees with this finding. The City agrees that community- and property-level mitigation measures can help reduce localized wildfire risk. However, the City does not collect or maintain information regarding private homeowners' insurance premiums and, therefore, is not in a position to evaluate the extent to which these measures may affect insurance costs. F5 All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of...
R4
By December 31, 2026, to ensure city residents are engaged and aware of wildfire risk reduction resources, OCFA member and non-member cities should provide information, develop their own outreach program, and establish a direct contact person(s) for their residents. This is in addition to whatever referrals or
Response: Will Implement
Score: +1
The City partially agrees with this finding. The City agrees that wildfires in the region have become more frequent and severe, placing increased demands on resources. However, the City does not collect or maintain data on homeowners' insurance premiums and, therefore, cannot independently validate or dispute the finding's conclusions regarding insurance costs or homeowners' ability to obtain insurance. F2 Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration....
F5
All county residents should be made aware that Safer from Wildfire regulation requires insurers to provide discounts to homeowners and communities that implement home hardening and defensible space measures regardless of whether a property is located within a Fire Hazard Severity Zone.
Response: Disagree Partially
Score: 0
The City partially agrees with this finding. The City agrees that home hardening and defensible space measures can improve a structure's resilience to wildfire and help reduce the potential for property damage. However, the City does not collect or maintain information regarding private homeowners' insurance premiums and, therefore, is not in a position to validate the finding's conclusions regarding the effect of these measures on insurance costs. The City agrees that residents should be informed of any insurance benefits, incentives, or other resources that may be available to homeowners and...
F6
AB888, California Safe Homes Grant Program, provides financial assistance to eligible homeowners, cities, counties, and special districts for home hardening and defensible space measures. Applying for and using these grant funds will reduce wildfire losses and improve insurability and resilience of vulnerable communities. of 74
Response: Disagree Partially
Score: 0
The City partially agrees with this finding. The City agrees that wildfires in the region have become more frequent and severe, placing increased demands on resources. However, the City does not collect or maintain data on homeowners' insurance premiums and, therefore, cannot independently validate or dispute the finding's conclusions regarding insurance costs or homeowners' ability to obtain insurance. F2 Actions that address conditions in the home ignition zone to significantly reduce ignition potential can prevent a community wildland-urban interface fire disaster or suburban conflagration....